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Homeowner Claims
Having your home damaged or lost is a stressful and traumatizing experience. Additionally, the insurance claims process can be equally traumatic. As you begin to pick up the pieces and focus on protecting your family, do you also have the time, attention, and understanding to navigate your insurance claim? It is up to you to prove your loss so you can recover financially.
We lift that burden and advocate on your behalf throughout the claims process. We manage the entire claims process by assisting in the preparation, presentation, and settlement of your claim. Our experience and expertise levels the playing field. We fully document and substantiate your loss, making sure you receive all the benefits you are owed. We act with your best interest at heart and in mind.
The insurance company has their team of insurance claim experts, shouldn’t you?
Commercial claims
Commercial property losses are typically more complex, and take a seasoned claim expert to navigate. Do you have the time and knowledge to properly handle your insurance claim and get all you are owed? The insurance company will naturally limit their financial exposure, which will include sending their own team to evaluate your damages and determine what to pay you. Who then can you trust to protect you and your business’ interest?
We handle the claim process from beginning to end, alleviating the stress and burden of the complexity, allowing you to focus on your business and its customers. We work only for you, not the insurance company. Our expertise in evaluating, documenting and negotiating your insurance claim for maximum recovery, levels the playing field and allows for a full, fair and just claim settlement so you can get back to business sooner.
personal property inventory/evaluation
After a loss, one of your duties under the policy is to separate salvageable personal property from non-salvageable personal property and prepare an inventory of the damage showing the quantity, description, actual cash value and amount of loss. We manage the process for you so nothing is overlooked and you recover what you are owed.
insurance appraisal & umpire services
Appraisal is a cost effective, out-of-court, alternative dispute resolution process that helps the parties resolve valuation matters in a reasonable and unbiased manner. The process is designed to help the parties achieve an equitable solution in a cost effective manner.
Basically, the insurance appraisal process may be initiated by either the insurance company or the policyholder. The process begins with one side invoking Appraisal and giving the other side notice. Each side appoints an Appraiser on their behalf, and the two Appraisers select an Umpire. The two Appraisers attempt to reach an agreement, and what they are unable to agree upon goes before the Umpire who has the final say. Basically, it is a three person panel wherein it takes two of the three to agree in order to resolve the disagreement.
We provide both Appraiser and Umpire services.
free insurance claim consultation
We provide a complimentary claim consultation to assist you. Please do not hesitate to contact us to discuss your loss.